Mortgage lenders calculate affordability based on your personal information, including income, debt expenses and size of down payment. The mortgage calculator uses similar criteria. Here
Category: Home Loan Guide
You may not be a big fan of loan officers in general. A lot of real estate agents view them as a necessary evil. You
An offset account is usually a transactional account, which is linked to your home loan. The balance held in this account “offsets” the balance in
Mortgages are not commodities. If you think “it’s all about the rate”, you are going to be disappointed from the start. It’s really about finding
Getting approved for your home loan can seem like a daunting process. Understanding what’s involved to get an Aussie home loan approval might seem like
The term ‘equity’ simply means ownership, so home equity refers to the extent of ownership you have in your home. It is measured by the
There are ways to reduce your 30 year home loans Melbourne term almost in half. Most of those with these kind of loans would be
There are so many things to consider when choosing for a loan. How much you can avail, how much interest you will pay, the payment
Are you familiar with stamp duty? I am sure not all of us are familiar with this unless you have experience buying a house, a
Just recently federal Treasurer Joe Hockey suggested – then clarified that it had been suggested to him – that the government would consider letting Australians dip into